Retirement Products Cum Tax Saving Products-New & Old Tax Regimes-A Critical Analysis.
EXECUTIVE SUMMARY If question WHY is answered perfectly ,answer to question HOW is easy & automatic. Why a Tax Regime is to be selected is analysed along with, HOW is also answered. Now that New Tax Regime has become Default. (By the way, it is default, mainly because of open secret that number of frauds … Continue reading Retirement Products Cum Tax Saving Products-New & Old Tax Regimes-A Critical Analysis.
RETIREMENT CORPUS CALCULATION LOGICS EXPLAINED & EXEMPLIFIED.
I am already into the 5th year of my Retired Years. (I fixed up 58 Years as Retirement Age much much earlier in my career.) Today I share an article I authored for WealthCon magazine few years back. Believe me ,In Personal Finance ,most of principles are eternal truth, they never change. Let us be … Continue reading RETIREMENT CORPUS CALCULATION LOGICS EXPLAINED & EXEMPLIFIED.
National Pension System (NPS)-PRAN(Permanent Retirement Account Number )For Every Bhartiya Nagarik
NPS is an ORPHAN Product. My purpose for Blog is its Proper Introduction as Investment Option. There is no incentive or if at all: – it is pitiable incentive for the middle man to sell it, even PFM who manage money cannot do mischief with funds as it is strictly PFRDA regulated. The reason is … Continue reading National Pension System (NPS)-PRAN(Permanent Retirement Account Number )For Every Bhartiya Nagarik
Financial Indepenence -My Talk at PPF-ISA on World Anaesthesia Day 2023
Dear Friends, On Occasion of World Anaesthesia Day ,On behalf of the Private Practitioners Forum (PPF) of The Indian Society of Anaesthesia , We have organised a webinar on 17 th October evening 6-8 PM with topics decided by all practitioners demand followed by a Question Answer session on problems faced by Private Practitioners around … Continue reading Financial Indepenence -My Talk at PPF-ISA on World Anaesthesia Day 2023
FINANCIAL PLANNING AT AGE 60 & ABOVE – My Talk at MahaMoneyCon2023 at Nashik Dated 30-07-2023.
Above is Conference link.My presentation starts at 5 Hour 48Minutes & completes at 6 hour 16 minutes. There is very minimal difference in narration ,as this is live presentation & initial one is my personal recording. Wish You All,All the Best for Happy Life At Age 60 & Above. Continue reading FINANCIAL PLANNING AT AGE 60 & ABOVE – My Talk at MahaMoneyCon2023 at Nashik Dated 30-07-2023.
2 SIDES OF SECOND INNINGS OF LIFE & 3 PHASES OF SECOND INNINGS OF LIFE
There are 2 sides of Second Innings of Life & 3 phases of Second Innings of Life,also identified as- Retirement & Retired Life. (1)Frustrated Retirement & Painful Retired Life . (2)Well Planned & Well Prepared Retirement & Pleasant Retired Life. The first one is forced upon Oneself ,while the second one is anticipated or eagerly … Continue reading 2 SIDES OF SECOND INNINGS OF LIFE & 3 PHASES OF SECOND INNINGS OF LIFE
My Presentation – ISA Financial Webinar 26-04-2023, Wednesday, on,” K-I-S-S” Ideology in Personal Finance.
I share the link for this specified Webinar & other details for easy navigation in Video . Respected Seniors & Dear Friends, Financial matters are always complicated and difficult to sort out at individual level especially when one’s specialty is of Medical Sciences. ISA National is striving hard to help its members in all possible … Continue reading My Presentation – ISA Financial Webinar 26-04-2023, Wednesday, on,” K-I-S-S” Ideology in Personal Finance.
Happy New Year 2023 ; 4 Pillars / P’s for Powerful Personal Financial Life
Year 2022 is about to depart,let there be evaluation of Personal Profile & Personal Financial Profile. Dream is always to have Powerful Personal Profile & Powerful Personal Financial Balance Sheet. As understood,Balance Sheet has 2 sides , Assets are positives & Liabilities are negatives. Sum total is Net Worth,or in other words , Powerful Personal … Continue reading Happy New Year 2023 ; 4 Pillars / P’s for Powerful Personal Financial Life
Only 5 Foot Steps To Powerful Personal Finance.
(1) Ready to use-EMERGENCY FUNDS to cover survival for at least 6 months in case of ZERO income & Adequate enough insurance-TERM LIFE INSURANCE, HEALTH INSURANCE & other requisite GENERAL INSURANCE. (2) Repay all liabilities. (3) Ready with Retirement Goal Funds-National Pension Scheme. (4) Ready with Residual Goals Funds -A mix of Equity & … Continue reading Only 5 Foot Steps To Powerful Personal Finance.