(1)
Ready to use-EMERGENCY FUNDS to cover survival for at least 6 months in case of ZERO income
&
Adequate enough insurance-TERM LIFE INSURANCE, HEALTH INSURANCE & other requisite GENERAL INSURANCE.
(2)
Repay all liabilities.
(3)
Ready with Retirement Goal Funds-National Pension Scheme.
(4)
Ready with Residual Goals Funds -A mix of Equity & Debt funds, Equity 60% to 40%, Debt 40% to 60%
Equity Investments in SENSEX, NIFTY & NIFTY NEXT 50 Index Funds- Direct Growth Options
Debt Investments in Banking & PSU Bond Funds, Short Term Bond Funds, Corporate Bond Funds-Direct Growth Options.
(5)
Assets Rebalancing between Equity & Debt, as demanded by Pre – Fixed Target Corpus or Pre – Fixed Time Frame or Pre –Fixed XIRR Growth in Equity Investments.
It is shortest & simplest strategy to succeed in Personal Finance in 140
words & only one minute time to read
As Simple As That, Sir
rkhgajjar 
Thanks u sir ,